And that wasn't even the worst possible outcome. Thankfully, the same precautions can help navigate you through most common apartment scams safely. We've made it simple for property managers to approve more renters. However, they were unable to secure a lease in a safe and luxurious town home. I asked several of their apartments they claim to work with, and theyve never heard of this company or its affiliates. Transunion & Equifax will reflect your solid payment history. They are helping me get a fresh start after a nasty divorce that ruined my credit history etc. In the event that you fall into that category, please email us at, Yes. However, with our relationships and resources, we may be able to get you approved for an eviction friendly apartment. Fake listings pop up disturbingly frequently both on Craigslist and on traditional rental sites, and according to. Award winning company since 2018. knowledgeable staff outlined the different options, then helped us get approved for the apartment. Guaranteed Approval. We remove the risk of rent loss from the equation. If an international student, a Responsible Party (normally a father or mother overseas) who has a minimum annual income of 50x the monthly rent in their home country OR cash liquid assets/publicly held securities of a minimum of 80x the monthly rent in their home country or elsewhere. The Insurent Lease Guaranty does not require you to pay any additional fees. Bums!!! "When you move out, your landlord will try to recoup all of the money that they can for repairs, even if the property was damaged prior to you moving in," Shawn Breyer, a real estate agent in Georgia, told Business Insider. Look into the future even if you have a low credit score. What is my maximum liability under the Insurent Lease Guaranty, in the event that I breach any of my lease obligations? THIS IS THE LAW, called Fair Housing.For a business thats allegedly a SCAM, she sure keeps coming back and filling out more forms on our website! | Privacy Policy Thank you Alanda and Robert you truly are Angels Im Disguise. This fool wrote me a nasty text after first meeting him them pressure into giving by a deadline 3 hrs away. Preserve your credit with no credit check qualification. Guranteed Apartment Approvals | Houston TX I use them on all leases when an applicant is borderline and I may be on the fence about them. SEMI CUSTOM APPROVAL Our semi-custom approval is a method we use to get people approved that are looking for lower budget properties. These cookies track visitors across websites and collect information to provide customized ads. If my spouse or roommate has bad credit, but mine is good, will we still qualify for the Insurent Lease Guaranty? The renter(s) pays for the Insurent Lease Guaranty. Guaranteed Apartment Approval credit qualified for me so I wouldn't have to. There are no fees for service here ((ever)), and no way for you to send us any money (on our website or otherwise). Their father (or some relative overseas or here) would not be a signatory on the apartment lease. 2ND CHANCE APARTMENTS The Insurent Program issues guarantees for non employed U.S. and non U.S. persons with significant cash liquid assets or marketable securities (here or abroad). A Responsible Party would be a person (normally a father, mother or relative) here or overseas (if you are relocating from outside the U.S.) who meets either of the following tests: (i) such person(s) has a minimum annual income (in their home country) of a minimum of 50x the monthly rent you are seeking or (ii) such person has cash liquid assets or marketable securities (in their home country) equal to a minimum of 80x the monthly rent that you are seeking. GUARANTEED RENTAL APPROVAL; . Update: our application is not on our website. No down time. Ive been trying to call i need to know if you all help in nashville tn area. The cookie is used to store the user consent for the cookies in the category "Analytics". If your credit is not so great and youre spending money on application fees and getting denied, OneApp is the way to go. Very fast they got me my desired apartment. Fake listings pop up disturbingly frequently both on Craigslist and on traditional rental sites, and according to Apartment List, an estimated 5.2 million renters have lost money to rental scams. Necessary cookies are absolutely essential for the website to function properly. The house was for sale, and had, in fact, just closed the happy new owners were, through sheer coincidence, on the premises scouting out how to arrange their furniture. I've had no problems or issues the entire time I used their services. You should prepare before moving the first piece of furniture through the door by photographing every room in detail to show existing damage and condition and email the photos to ensure there's a date proving when they were taken. I was able to rent a beautiful luxury loft apartment for those 2 years and during that time, they helped my credit score rise and show great rental history. The cookie is used to store the user consent for the cookies in the category "Performance". TWO (2) FREE ASSIGNED PARKING are INCLUDED with the rent. And that wasn't even the worst possible outcome. We walk you thru the process. Directly across the street from "Brea Gateway Center", a community center whose anchor tenants include Ralphs, Rite Aid, HomeGoods . He then spent eight years as a content lead on the Windows team at Microsoft. Helping people get approved in all 50 states. The REAL DEAL - they helped me with a BK filing and an eviction. , an estimated 5.2 million renters have lost money to rental scams. That is why our Leasing Program allow clients the FREEDOM to live where they want! Seeing a listing online isn't enough in an age when anyone can copy and paste photos and a description. thanks again!! Labeled Verified, theyre about genuine experiences.Learn more about other kinds of reviews. Can the Insurent Program help me if I have no U.S. based credit history? I asked a simple question of is this a scam and they got defensive. or had a bad credit score, but with us, you can get approved for the apartment of your dreams. It is a 9 digit number that is fully tri-merged with the Social Security Administration. The online ad was detailed and packed with gorgeous photos. We really appreciate your business and thanks for giving us a chance to prove ourselves to you! Just trying to see if it allows me to post a reply.hmm.. We'll contact your three apartments or single family rental choices listed on your Application for approval. This company gave me a quality way to live for 7 years. Their friendly We can also combine parents to meet the above tests. Total income including guaranteed bonuses are included in annual income. Green Dot primor Visa Gold. Dave is the author of more than two dozen books and has contributed to many sites and publications including CNET, Forbes, PC World, How To Geek, and Insider. After youve completed your initial phone consultation, well email or text you an application link to start your file to get approved for a property of your choice. If I have a roommate who will also be signing the lease, do we both have to apply for a lease guaranty, and pay fees? Our Home Approval Program makes it easy. Finding the perfect apartment is every city-dwellers dream, but only becomes a reality if you can meet strict financial and credit requirements imposed by landlords. "By the time you discover the keys don't work, they're long gone.". Bear in mind, like any other company we do not have solutions for every person that inquires. I opened up the emails showing the price and fees we had prepared for and told the agent to either have it changed, or I will be renting my client her second-choice apartment. This might sound paranoid, but remember that just being in the apartment isn't always a guarantee that the agent is legitimate. The NYC lease guarantor service began in New York but has expanded rapidly to other major markets including New York, New Jersey, Massachusetts, Illinois, Maryland, Virginia, Washington DC, Nevada, California and Florida. I wish I heard of them before spending hundreds of $ on applications. Which I never did due to the covid-19 pandemic. If you need a co-signer, apply with OneApp Guarantee. If your annual income isnt more than 40 times the monthly rent, if your U.S. credit score is too low, or if you arent currently employed, or a US or international student, you can find yourself without many options. We never charge renters any fees to consult with any of our staff or any application fees or other fees to renters. Here are seven of the worst apartment scams, and some tips to make sure you're not on the wrong end of one during your apartment hunt. Yes. Complete Our Guaranteed Second Chance Rental Application Acceptable Applications Include Renters With: :Evictions :Broken Leases :Eviction Filings :Rental Balances :Poor Credit :Bankruptcies :Foreclosures Get Approved For An: :Apply For An Apartment Here : Apply For A House Here : Apply For A Townhome Here : Apply For A Condo Here Can I get pre-approved and fully approved for the Insurent Lease Guaranty before I find an apartment? Baron Christopher Hanson, a consultant who helps relocate corporate clients, has seen this con before. Analytical cookies are used to understand how visitors interact with the website. Couldn't believe it when I got approved. The Insurent Program issues guarantees for non U.S. persons with no U.S. based credit history. By clicking Accept All, you consent to the use of ALL the cookies. On average, the guaranty fee for U.S. parties will approximate 70% - 90% of a month's rent for the one year lease guaranty. Who are the various types of renters for who you issue guarantees? Consider their position. After my divorce and the loss of my home I didnt know where to turn with a great salary and poor credit score. Here's what you can do. Guaranteed Apartment Approval is the only name you need to know to get approved with the best Apartment or Single Family home with our Nationwide Service. You can also review the chart on our website providing you an estimate of what rents are for luxury apartments in each state so you can have realistic expectations for what the rents are. Our Benefits Greater Access Our lease guaranty is accepted by over 725,000 apartments representing over 7,000 buildings in New York, New Jersey, Massachusetts, Illinois, Virginia, Maryland, Nevada, Washington, D.C., California and Florida. You may apply for its personal loans, which range from $250 to $5,000, even if your credit score is below 630. We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. In the event that a building you are interested in is not currently in our database, please notify Insurent by email to. The property may require other fees and deposits. Loved the service. Self-employed people are eligible to qualify for an Insurent Lease Guaranty. I received excellent service from this company. You can tell by the grammer/spelling on their site and the grammer/spelling in the paragraph that it's definitely the same person. No. One month ago I found an apartment that I perfectly fit into but couldn't get approved. Anyone can write a Trustpilot review. Joule La Floresta. 2014 SINCE We help people get their new homes since 2014 non-stop. If you don't meet the income or background requirements, don't expect a call. Hahaha I asked ONE question!!! All I have to say is that Alanda Brown and Robert Smith were amazing. In such event, such liquid assets would need to be a minimum of 50x the monthly rent that you are seeking. You also have the option to opt-out of these cookies. Reach out anytime. Fill your units without taking on extra risk or added cost. GET ACCEPTED Learn more about Birdeye. Case in point: Scammers might hand you keys that don't even work. I was able to live in an upscale townhome in a fabulous school district because they didnt let my credit score define me! We spoke to experts and found out some of the worst apartment-hunting, Nardo's story is not uncommon. We get you in. If there are roommates, you would normally divide the guaranty fee equally, but you can divide the guaranty fee any way you like. And got treated with such disrespect. I would not recommend that you do business with any type of business with Guaranteed Apartment Approval. By acting as your lease guarantor, Insurent takes the stress away and get your your dream apartment. Each of our second chance rental specialist has the experience and expertise in their perspective fields. You probably won't ever get it back," Coon said. Payment must be made by cashier's check or bank check or money order. Contact us to find out more and don't forget to ask about our fast-tracked program. We also process applications in the evening and on holidays and issue Qualification Certificates at those times. Complete all required information and provide documents, Complete the lease guarantee premium payment, Theyll let your landlord know youve secured a lease guarantee. Get the lease or the terms of the rental in writing, and be sure it includes contact information for the landlord that includes a physical address and phone number (not just a PO Box). Just because you safely made it into an apartment unscathed doesn't mean there won't be unpleasantness waiting for you at the other end. If this was how another company would treat me before I paid them I knew it wasn't going to get any better after I paid them. We are a FREE referral service. Again, ONE question and one of their employees became enraged and defensive. If a listing agent wants you to write a check for $100 or more, you may be getting taken advantage of. Never complete the rental application or background check information without making sure the property and landlord are legitimate. I am self-employed and my earnings vary significantly from year to year. "They'll only show you one of the rooms, or not disclose it's right next to train tracks that'll keep you up all night," Coon said. The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. My time spent military and my MOS taught me if they are defensive or shady, they have something to hide. YOUR APPROVAL IS 100% GUARANTEED. In fact, you will be subject to legal action for the full recovery of any payments that the insurer makes to the landlord on your behalf. Submit copies of your 2 most recent pay stubs over the past 30 days or a letter from your new employer, and Copy of Drivers license or Passport and Visa (if Non-US). The risk of identity theft is significant, and can happen in much the same way as the wired money scam. I had submitted several applications for houses and apartments but got denied by everyone. Hey thanks for the kind words! Can I still qualify for an Insurent Lease Guaranty? Reply from Luxury No Credit Check Apt Approval and Lease Guarantor. See Fewer. We have seen every scenario and were here to help. 250 E Acacia St. Maplewood Apartment Homes. | Terms of Use It's especially dangerous to try to rent an apartment remotely, from out of state, but if you're willing to take that risk, insist on a tour of the location via FaceTime. Once the tradelines mature, you will be able to enjoy the many privileges that accompany a strong credit score. Birchwood Village Apartment Homes. Please fill in the form below and we will respond to your message. Presently over 775,000 apartments representing over 8,000 buildings accept the Insurent Lease Guaranty. I had lost my job two years ago and had an eviction on my record. It did for me. Anchoryourassets eventually kept all my money and even the deposit I had placed. I had great experience with them and they are a highly reliable company that can get you qualifications. If you can prove your income, we make it work. I applied 48hours ago and haven't been contacted. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. Thank you thank you God Bless you. However, you may visit "Cookie Settings" to provide a controlled consent. You can search the Insurent database of certified buildings. There is no application fee. The property tooks only 3 hours total to send my approval!!!! Dave Johnson is a technology journalist who writes about consumer tech and how the industry is transforming the speculative world of science fiction into modern-day real life. Work more efficiently with pre-approved renters. It just depends upon whether your scammer wants cash, your personal information, or both. Argonaut Insurance Company is rated A- (Excellent) by A.M. Best, and is located at 225 West Washington, 6th Floor, Chicago, IL 60606. the FREEDOM to live where they want! Now I live in a gorgeous apartment. Helping people get approved in all 50 states. We'll strengthen your rental application as your co-signer for the term of the lease, so property managers can say yes to you. Insist on seeing the property in person. We are the #1 Apartment Approval Company in the nation. I didnt think this was really possible. My wife and I were in a bad spot with our credit due to medical bankruptcy so we couldn't get approved for rentals. This company came through and for 3.5 years we have used them with ZERO issues. The real question is: why not? Landlords are guaranteed their rent in full each month. Can the Insurent Program help me if I just have significant cash liquid assets or marketable securities? They're strict, but considering the business they're in, it's to be expected. YOUR APPROVAL IS 100% GUARANTEED SIGN UP NOW! I expect to receive a bonus in addition to my base salary. I wasted over 4 months and $1400+ looking for an apartment using this company. If I pay the guaranty fee and do not receive the apartment, do I receive a refund. We followed up with places he suppose to contact and he didnt. This is where Insurent steps in to make getting approval a whole lot easier. Cookie Settings Accept All Our agents are available from 10 to 7 CST. The website states that the annual income or collective annual income must equal a minimum of 27.5x the monthly rent. This company however called me answered all my questions. Nothing was resolved no refunds were dispersed. Grow your business. I have roughly 200 units in and around the Chicagoland area and can't spend time looking for a renter's cosigner if there is an issue. We use dedicated people and clever technology to safeguard our platform. No negative impact to your tax status. The Insurent Lease Guaranty Program will help you rent your chosen apartment without having to find an individual co-signer or lease guarantor acceptable to the landlord. That can mean looking up the person online and calling the office to make sure you're dealing with a legitimate agent. Read these reviews Now we have rebuilt our credit we have transferred our rental into our name painlessly and will be buying shortly! If you have consistent, documented income and are an eviction-free renter, there is an excellent chance that we can help you get qualified for the place you love. This company is literally a scam. Get more reviews from your customers with Birdeye. Lets work together to get those negative items remove from you credit file. Country Woods Apartment Homes. But even that may not be enough. "If a landlord is willing to bait and switch, they might not be someone you want to rent from," Edward Mermelstein, a real estate attorney at One & Only Realty in New York, told Business Insider. I was a client for 4 years while my BK13 case ran its course. Thank You! previous eviction, bankruptcies, If you need a co-signer, apply with OneApp Guarantee. The Insurent Lease Guaranty Policy covers one year leases (including one year leases plus a partial month), two year leases, 13 month 15 month leases, 16 month leases and 18 month leases. All you need to do is provide Renter's Insurance and Proof of Utility Service in your name and arrive to pick up your keys to your new home! I'm in the process of using their service now. Their is very little communication and the fact that I can't get anyone on the phone is SCARY. We issue guarantees for graduating college and professional school students entering the workforce; non U.S. employed persons relocating to the U.S.; U.S. and international students with Responsible Parties; self-employed persons; relocating persons; non-employed U.S. and non U.S. persons with significant cash liquid assets; retired creditworthy individuals; and U.S.